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Hey, I'm Mia 👋 

A Better Home Loan Deal is 60-Secs Away


No Documents. No Obligation. We'll Check If You Qualify For A Better Deal (So You Keep More Of Your Salary) - And If None, We'll Give You P5,000.

Do You Currently Have a Home Loan?

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OK, what do you need today?

Do you need a new home loan or are you looking for a cash / personal loan?

Let's get you pre-qualified

A new home loan requires a few different questions.  Let's find which banks will approved your new home loan.

I'm Mia👋   What's your first name?

I'd love to personalise your journey.

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Question 1 of 8

Who is your property currently mortgaged to?

Which lender are you paying for your current home loan?

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Oh no... 😕

Sorry, Pag-ibig make it difficult to refinance your mortgage. So unfortunately we are unable to help right now.  What would you like to do now?

Question 2 of 8

Do you know what your current interest rate is?

Your interest rate will typically increase after your fixing period and is used to calculate your monthly repayments.

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Question 2 of 8

OK, what is your current interest rate?

How much is your current lender charging you in home loan interest.


Interest Rate:
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That's ok... 👍

We'll go ahead and use a standard interest rate for now to get an idea of your savings.

Please specify an answer

Question 2 of 8

Do you know what your current interest rate is?

Your interest rate will typically increase after your fixing period and is used to calculate your monthly repayments.

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That's ok... 👍

We'll go ahead and use a standard interest rate for now to get an idea of your savings.

Please specify an answer

Question 2 of 8

OK, what is your current interest rate?

How much is your current lender charging you in home loan interest.


Interest Rate:
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Question 3 of 8

Have you finished your fixing period?

The fixing period is typically the first 1 to 5 years of the home loan in which the interest rate is locked in.

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Question 3 of 8

When will your fixing period be finished?

How long until you are out of your initial lock in fixing period?

Heads up... 😐

It's possible your title has not been processed yet.  Also, we will use a market rate for your interest calculation.

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Question 3 of 8

Have you finished your fixing period?

The fixing period is typically the first 1 to 5 years of the home loan in which the interest rate is locked in.

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Question 3 of 8

When will your fixing period be finished?

How long until you are out of your initial lock in fixing period?

Heads up... 😐

It's possible your title has not been processed yet.

Question 4 of 8

What is the current balance of your home loan?

How much do you have left to pay off?   Entering an approximate for now is fine.


Mortgage Balance:
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Question 5 of 8

How many years are remaining on your current home loan?

How many more years is your current home loan term?


Remaining Years:
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Question 6 of 8

Do you have any missed monthly repayments?

During the repayment of your current home loan, have you ever missed any monthly repayments?

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Oh no... 😕

Sorry, banks will check your repayment history and will generally automatically decline your home loan application. What would you like to do now?

Question 7 of 8

Have your employment circumstances changed since you got your last home loan?

When you applied for your current home loan you were employed.  So are you still employed?  Or are you now unemployed?  Are you now self-employed?

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Question 7 of 8

OK, what's changed about your employment?

Since you got your home loan, what has changed?

Heads up... 😐

We might need a Nook home loan exert to chat to you about the specifics of your employment change.

Oh no... 😕

Banks will require that you are currently employed to apply. What would you like to do now?

Question 7 of 8

Do you have ITRs and Audited Financial Statements for the last 2-years?

Banks will want to verify income for self-employed people using these.

Oh no... 😕

Banks will require tax returns and audited financial statements as part of the application. What would you like to do now?

Question 8 of 8

Lastly, is your inquiry today about a home or personal loan?

Just confirming this is for a refinancing of an existing home loan and not an inquiry about a cash / personal loan.

Sorry, Nook only provides home loan assistance

But our friends at Moneymax can help you for a personal loan.  Click the link below to visit the Moneymax website for your next personal loan.

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Calculating …


Hold tight while our recommendation engine checks your eligibility.

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Analysing your answers

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Comparing different lenders

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Finalizing calculations

Looks Like You're Overpaying  😬

But We Have Refinancing Options. Let's Get You a Better Deal.

First, we will send you your refinancing report...

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Please enter a valid email address
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Last Step @first-name

Select your preferred channel to communicate about your result or click for more options.

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Last Step @first-name

Select your preferred channel to communicate about your result.

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Chat to a live agent now  💬

Select your preferred option to chat with a live agent.

Great, here's your next 3 steps


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Watch 15-Sec Video ☝️

@first-name we've sent you an email which contains your refinancing options.


For now, watch the video and then click Next

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Take your first step to savings now

Select your preferred option to chat with a live agent.

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